Your paper must be typed in Times New Roman font, 12 pt type, and double-spaced with 1 inch margins all around, and must be 9-16 pages including charts and diagrams. The following are instructions on the content and organization of your research paper:
Cover Page
- Title (your own title associated with your research)
- Date Due - March 31,2012
- Submitted by (all group members names must appear after your name)
Table of Contents - Overview o Give a brief synopsis of common problems/issues/concerns/difficulties that people have with your personal finance topic. o Ask an essential question that you will answer in your conclusion. This question will be the focus of your paper. You will also pose scenarios/predicaments that people face and may require assistance in fixing.
-Issues Depending on the essential question on your topic, decide which issues you will research and discuss the hows and whys in your paper. Some examples are listed below.
What issues do people with credit problems face? How do you manage debt? How do you stay out of debt?
What issues will someone deciding on a career face regarding their income? Will income decide one's career?
What is a budget and what are the most important currencies? What do when your plan to manage your money fails?
What is insurance? What types of insurance are there? How do you manage risk?
How can you save for the important things in life? What types of investments are there and how can you leverage them to help you achieve your monetary goals.
o Examine how and why people get into "trouble" with their personal finance and the choices to be made regarding your topic. o Explain the consequences of choices that are made and the impact it will have on your personal finances. o Use government data from one or all of the following: www.mymoney.gov ,www.ustreas.gov , www.irs.gov, http://feedthepig.org/ I will breifly review how to use these sites. Create additional graphs/charts depicting the national problem. Explain the charts and what they mean. For 10 extra credit points on your final grade ( a full letter grade above your actual score), arrange for someone from the New Jersey Society of Certified Public Accountants to come and talk to the class about your topic (http://www.njscpa.org/) o Using the commercial websites like www.money.cnn.com, www.moneycentral.msn.com, www.bankrate.com, www.salary.com and personal finance magazines like www.kiplinger.com, www.smartmoney.com, research personal financeo Use their calculators and tools to create scenarios that could assist someone who is facing personal finance dilema. o Examine what the government, businesses, and local communities have done to educate and combat poverty/financial distress/mortgage crisis, etc. o Create a survey that coincides with your research (credit & debt) and graph data that reflect your findings
- Effective Resolutions o Examine different scenarios (include 2-3 alternative approaches). o Examine the role of financial instruments to reduce to decrease negative affect on one's personal finance(credit, savings, insurance, etc.) o Examine what it means to be financially fit with regards to your topic.
- Conclusion o Referring back to the importance of your research and the data you have collected, answer the essential question posed in your overview.
- Works Cited o List a minimum of 5 sources and have at least one of the following: book, Internet, online journal, interview. All sources must be listed in Modern Language Association format. o See MLA format guide.
ANY STUDENT DETERMINED TO HAVE VIOLATED EOSD AUP DURING SCHOOL HOURS OR WHILE USING SCHOOL EQUIPMENT WILL BE SUBJECT TO ANY CONSEQUENCE(S) SET FORTH BY EOSD, CLTCS AND/OR TECHNOLOGY LAB POLICIES AND RULES. ***
Your paper must be typed in Times New Roman font, 12 pt type, and double-spaced with 1 inch margins all around, and must be 9-16 pages including charts and diagrams. The following are instructions on the content and organization of your research paper:
Cover Page
- Title (your own title associated with your research)
- Date Due - March 31,2012
- Submitted by (all group members names must appear after your name)
Table of Contents
- Overview
o Give a brief synopsis of common problems/issues/concerns/difficulties that people have with your personal finance topic.
o Ask an essential question that you will answer in your conclusion. This question will be the focus of your paper. You will also pose scenarios/predicaments that people face and may require assistance in fixing.
-Issues
Depending on the essential question on your topic, decide which issues you will research and discuss the hows and whys in your paper. Some examples are listed below.
o Examine how and why people get into "trouble" with their personal finance and the choices to be made regarding your topic.
o Explain the consequences of choices that are made and the impact it will have on your personal finances.
o Use government data from one or all of the following: www.mymoney.gov ,www.ustreas.gov , www.irs.gov, http://feedthepig.org/ I will breifly review how to use these sites. Create additional graphs/charts depicting the national problem. Explain the charts and what they mean. For 10 extra credit points on your final grade ( a full letter grade above your actual score), arrange for someone from the New Jersey Society of Certified Public Accountants to come and talk to the class about your topic (http://www.njscpa.org/)
o Using the commercial websites like www.money.cnn.com, www.moneycentral.msn.com, www.bankrate.com, www.salary.com and personal finance magazines like www.kiplinger.com, www.smartmoney.com, research personal financeo Use their calculators and tools to create scenarios that could assist someone who is facing personal finance dilema.
o Examine what the government, businesses, and local communities have done to educate and combat poverty/financial distress/mortgage crisis, etc.
o Create a survey that coincides with your research (credit & debt) and graph data that reflect your findings
- Effective Resolutions
o Examine different scenarios (include 2-3 alternative approaches).
o Examine the role of financial instruments to reduce to decrease negative affect on one's personal finance(credit, savings, insurance, etc.)
o Examine what it means to be financially fit with regards to your topic.
- Conclusion
o Referring back to the importance of your research and the data you have collected, answer the essential question posed in your overview.
- Works Cited
o List a minimum of 5 sources and have at least one of the following: book, Internet, online journal, interview. All sources must be listed in Modern Language Association format.
o See MLA format guide.
ANY STUDENT DETERMINED TO HAVE VIOLATED EOSD AUP DURING SCHOOL HOURS OR WHILE USING SCHOOL EQUIPMENT WILL BE SUBJECT TO ANY CONSEQUENCE(S) SET FORTH BY EOSD, CLTCS AND/OR TECHNOLOGY LAB POLICIES AND RULES. ***